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Abstract – The study investigates whether remittances can help developing countries increase their tax revenue collections. For the period from the second quarter of 2009 through the fourth quarter of 2017, the study used quarterly secondary time series analysis. The study used the Ordinary Least Squares (OLS) methodology to construct two basic regression models that take into account two major tax heads that are linked to remittances: income tax and value-added tax. Remittances are measured using three different methods: current period remittances, one period lagged remittances, and remittance squared. Remittances boost both income tax and VAT, according to empirical evidence derived using the OLS approach. As a result, increased remittance inflows have the potential to generate significant additional revenue for the government in the form of income and consumption taxes. The results of both models also showed that tax revenue responds to economic growth in a significant and beneficial way. According to the report, if the government can build a platform that draws more remittances, the Zimbabwe Revenue Authority can generate more revenue. This can be accomplished by lowering the expenses of sending remittances through official channels.

Keywords: Remittance, Tax Revenue, Value Added Tax, Income Tax, Economic Growth

[Cite as: Hamudi, S. (2021). Can Remittance Boost Tax Revenue Collections: A Case Study of Zimbabwe. Diverse Journal of Multidisciplinary Research, Vol. 3, Issue 5, Pages 1-12.]

Abstract – The foreign aid-economic development nexus remains controversial and hence vague as different development economists and researchers give mixed conclusions over the debate. Commanding a place on the list of perpetual recipients of foreign aid, Zimbabwe has its stake in the on-going debate. As one of the perennial beneficiaries of aid, one would expect that at one point aid would cease and countries be self-sustaining. However, this is not the case with Zimbabwe and this leaves one with a question- ‘Is foreign aid ushering in development’? This paper sought to unpack the aid-local development nexus through a qualitative approach. The quantitative approach could not be possible due to data paucity. Through physical evaluation, interviews, questionnaires and focus group discussions in Goromonzi District, results indicated a strong positive impact of aid towards development. However, stakeholder registered some concerns which they felt if attended to would bring more benefits from foreign aid. The study registers some policy recommendations basing on research findings.

Keywords: Foreign Aid, Economic Development, Exploratory, Goromonzi District

[Cite as: Chinorwadza, T., and Siavhundu, T. (2021). Investigating the Nexus Between Foreign Aid and Economic Development: The Case of Goromonzi District, Mashonaland East Province, Zimbabwe. Diverse Journal of Multidisciplinary Research, Vol. 3, Issue 4, Pages 1-8.]

Abstract – There is consensus on the contribution of both public and private health expenditure on health outcomes. Several health funding schemes have emerged over time and National Health Insurance Schemes (NHIS) commands its stake. A myriad of studies were carried out on the impact of NHIS on health outcomes. Though there is a general concurrence on its effectiveness, some countries have failed to establish such schemes and Zimbabwe, the country of study is not an exception. This exploratory study sought to elicit views from selected key stakeholders on the efficacies and odds of introducing an NHIS in the country. Questionnaires and Focus Group Discussions (FDGs) were the main data collection tools used. Responses indicated that 87 % of the stakeholders threw their weight in underscoring the contribution of the introduction of an NHIS towards positively impacting health outcomes. However, all the stakeholders expressed reservation towards the near-future introduction of such owing to the prevailing macroeconomic conditions. The study proffered recommendations basing on the expressed views.

Keywords: National Health Insurance Scheme (NHIS), Health Expenditure, Health Outcomes

[Cite as: Chinorwadza, T. (2021). An Investigation into the Efficacies of Introducing a National Health Insurance Scheme in Zimbabwe: Insights from Key Stakeholders. Diverse Journal of Multidisciplinary Research, Vol. 3, Issue 3, Pages 21-29.]

Abstract – Nigeria returned to civil rule on 29th May, 1999 and Nigerians were hopeful that their lots would be improved but twenty-one years after, the country is faced with numerous challenges among which are insecurity, poverty, banditry, leadership failure, corruption, electoral malpractice, among others. All these have affected democratic consolidation in the country. This essay examines the challenges of consolidating democracy in the Nigerian Fourth Republic and suggests ways by which such challenges can be addressed. The paper adopts a historical and descriptive method.  Put differently, it is a desk research and relies on secondary data such as books, journals, and internet materials and analyzed using content analysis. The paper argues that the country has not fared better in the last twenty-one years of democratic rule in the country as cases of corruption, insecurity, banditry, and many other social vices have been on the rise. For democracy to be consolidated, there is a need for attitudinal change on the part of the rulers and ruled and adherence to democratic tenets.

Keywords: Democracy, Democratic Consolidation, Nigeria, Fourth Republic

[Cite as: Adeosun, A. B. (2021). The Challenges of Consolidating Democracy in the Nigerian Fourth Republic: A Comment. Diverse Journal of Multidisciplinary Research, Vol. 3, Issue 2, Pages 10-20.]

Abstract – Alcohol consumption in the reproductive age of women is a public health concern because of its health implications on both mother and baby. The outcome of such action is that frequent drinkers may be unaware they are pregnant until after some weeks of gestation. This study assessed the knowledge of reproductive age women on the dangers associated with alcohol consumption during or in pregnancy in the Nadowli-Kaleo District. The study utilized a descriptive cross-sectional design. A sample size of 294 reproductive-age women were selected through a multi-stage random sampling method for the study. Data was collected through researchers’ developed questionnaire. Descriptive statistics was used for the analysis of data collected and chi-square statistics was utilized to test association at a significance level of 95% (0.05). Our findings showed that more than half (56.5%) of the respondents knew that alcohol consumption has some negative effects on human health including the unborn child. Alcohol consumption among women in this study was 62.6%. Low birth weight, attention deficit disorder, mental retardation, and low intelligence quotient were the major dangers identified to be associated with alcohol consumption on the unborn child. Women who had SHS education or were not pregnant were more likely than those who had no level of formal education or pregnant to know that alcohol consumption in pregnancy can cause any of the dangers associated with alcohol consumption during pregnancy. Women generally knew that alcohol consumption has negative effects such as low birth weight, attention deficit disorder, and mental retardation on the unborn child.

Keywords: alcohol, consumption, knowledge, reproductive age, Nadowli-Kaleo

[Cite as: Danyi, M. A., and Kogi, R. (2021). Knowledge on the Dangers of Alcohol Consumption During Pregnancy Among Women of Reproductive Age in Nadowli-Kaleo District, Ghana. Diverse Journal of Multidisciplinary Research, Vol. 3, Issue 2, Pages 1-9.]

Abstract – This paper is aimed at evaluating the nature of competition in Zimbabwe’s short-term insurance sector. Panel data from 19 short-term insurers was utilized from year 2010 to 2017, the author employed the Panzar-Rosse (1987) approach as a proxy for competition. Total Revenue and Premium Revenues were used as dependent variables while size, equity ratio and underwriting risk were used as control variables. The results from the empirical investigation showed that generally short-term insurers in Zimbabwe were operating under monopolistic competition for the better part of the period under review. Thus, findings from the research point out that competition was increasing during the period under review as witnessed by declining H-statistics. The findings of the study will add literature on competition in Zimbabwe’s financial sector and particularly the insurance sector. This is the first study to evaluate competition in the short-term insurance sector of Zimbabwe. To the best of the author’s knowledge, this examination is the first to assess competition in Zimbabwe’s short-term insurance sector.

Keywords: Panzar-Rosse, H-Statistics, Contestability

[Cite as: Musiiwa, R., and Dzingai, M. E. (2021). An Evaluation of Competition in Zimbabwe’s Short-Term Insurance Sector: An Application of the Panzar-Rosse Approach. Diverse Journal of Multidisciplinary Research, Vol. 3, Issue 2, Pages 1-12.]

Abstract – The paper examines the importance of internationalization of SMEs in the current global set up of international trade. The study identifies the existing MNCs social capital as critical to the growth of SMEs in Africa and promotion of both forward and backward linkages between SMEs and MNCs. Approximations in the studies done accentuates that approximately 95% of the running businesses in the world are Small to Medium Enterprises and they employ about 60% of the total working population and significantly add up to 40% of Gross Domestic Product. It highlights the role which can be played by the state to ensure sustainable economic growth is achieved by inclusion of SMEs in developmental policy. With the proliferation of regional trade agreements in Africa and continued opening of domestic markets to foreign suppliers through trade liberalization, policies have to be matched with external growth of SMEs and domestic industries. As businesses venture into the international markets there are prospects of internal growth and this result in the development of competencies, thus firming competitiveness of the firm in the long run. The paper is concerned with small enterprise development in African countries, concentrating on the interrogation of the prospective for making use of connections and relationships with large business organizations as part of a strategy for the development of the SMEs sector.

Keywords: internationalization, social capital, SMEs, MNCs, networking, linkages, globalization

[Cite as: Chiukira, L. (2021). Internationalization of SMEs through MNCs social capital in African countries. Diverse Journal of Multidisciplinary Research, Vol. 3, Issue 1, Pages 1-11.]

Abstract – Cosine Transformation on Image Coordinates (CTIC) is compression and decompression technique for reduced loss of compression and decompression over Discrete Cosine Transform (DCT). In this research work, the results of CTIC experiment have been verified using a testing image. It has been found that earlier researchers’ claim of loss reduction is not as sufficient as it was claimed by them.

Keywords: Image, Compression, Decompression, DCT, CTIC

Cite as: Al-Aziz, A., Ferdous, M., and Das, S. (2021). Verification of Cosine Transformation of Image Coordinates Model. Diverse Journal of Computer and Information Sciences, Vol. 3, Issue 1, Pages 1-4.

Abstract – The concept of Special Economic Zones (SEZs) being adopted by Government is a positive move towards economic development. SEZs are areas granted special privileges in a country specifically for economic development through foreign business persons to invest into that country. The privileges include special investment policies such as tax easing, financial support and issuance of work permits and special support in infrastructure. Major businesses which usually fall under SEZs are manufacturing, agriculture, commerce, tourism. If implemented accordingly, they assist in employment creation and economic development. There is need to ensure that laws and regulations which address issues of gender, working conditions, human rights and security are well expounded and put into place to avoid their failure. It should be noted that creation of SEZs should not be viewed as a substitute for the country’s large trade and investments reforms as these may lead to total failure of trade policy.

Keywords: SEZs, ZIDA, Tax Incentives, FDIs, Trade Policies, Linkages

[Cite as: Chiukira, L. (2020). Special Economic Zones in Developing Countries: Challenges and Opportunities for Zimbabwe. Diverse Journal of Multidisciplinary Research, Vol. 2, Issue 7, Pages 1-13.]

Abstract – e-GP Access model is the biggest milestone in the history of public procurement. e-GP Access is a globally accepted procurement model introduced by World Bank which has been implemented in different countries to establish more clarity in public procurement. Unbiased consensus decision is a mandatory prerequisite of a free and fair decision making in a public procurement with the presence of all the parties and entities involved in practicing procurement. In this work, a Decision Engine has been incorporated in e-GP Access to make this model rather engineered than policy framed. Four subsystems of Decision Engine – Risk Identifier, Bidder Selector, Procurement Maturity Identifier and Anti Spam wire with Security mechanism are outlined grabbed from various scientific works. This model has been turned into an e-Marketplace based model from G2B type.

Keywords: e-GP Access, Public Procurement, Risk, Bidder Selection, Procurement Maturity, Fuzzy MCDM, e-Marketplace

Cite as: Al-Aziz, A., and Azeem, A. (2020). Decision Engine in e-GP Access Model: An Engineering Approach. Diverse Journal of Computer and Information Sciences, Vol. 2, Issue 3, Pages 1-10.

Abstract – This article supplies online solicitors hiring as a vehicle of law practice typecast. Providing a case study of hiring in professional solicitors’ service firms, my job is to investigate the often suggested but often analytically inseminated a hypothesis that solicitors case resemblances between service solicitors and patrons matter for solicitors’ hiring decisions. Drawing from 120 interviews with solicitors as well as patron observation of a hiring solicitor, I realize that online hiring is much more than just a process of skills sorting; it’s also a process of an instant collaboration between patrons, solicitors, and law firms. Patrons wish to receive counselling and deal cases by solicitors within their nearest living destination. The solicitors’ concerns about dealing cases are highly conspicuous to patrons and often take precedent concerns about their absolute service. I uncrate the interpersonal processes through which solicitor’s case resemblances which have affected their patron’s evaluation in law firms and provide the first factual manifestation in dealing cases—particularly in the form of counselling patrons—matters for solicitor hiring. I conclude by discussing the ramification for establishing a new method, aid, and law practices.

Keywords: Solicitors hiring, interpersonal evaluation, accomplish the solicitor, feasibility study, weight system

[Cite as: Ahmed, I., Aual, R., Lima Akter, L., Karim, S., Ghosh, S., and Hosen, S. (2020). A Computerized Model for Procurator Hiring. Diverse Journal of Computer and Information Sciences, Vol. 2, Issue 2, Pages 44-51.]

Abstract – Every organization has their own human resources management to achieve their human resource actions. This paper titled “HUMAN RESOURCE MANAGEMENT SYSTEM” is basically concerned with managing the Administrator of HUMAN RESOURCE Department in an organization. HRMS (Human Resource Management System) mainly works in two parts. One is with system i.e. HR activities and another is with the process with the information technology field where’s the data processing systems originated into enterprise resource planning. The main purpose of this study is to curtail the effort of Administrator to keep daily events alike as attendance, projects, works, appointments, etc. This study concerns with the process of classify employees, recording their attendance hourly and calculating their impressive payable hours or days. This study should preserve the records of each and every employee and their time spend in to company, which can be used for performance assessment.

Keywords: Human Resource, Administrator, Employee, Payroll, Attendance, Roster

[Cite as: Jannatul Nayem, J., Siddiqur Rahman, S., Farhana Afrin, F., Shaikat, A. B., and Paul, M. (2020). The Organizational Strategic Human Resource Management System. Diverse Journal of Computer and Information Sciences, Vol. 2, Issue 2, Pages 37-43.]

Abstract – This study is motivated on the Intensification of a Programmed Student Result Supervision Scheme (SRSS) developed by using ASP.NET, HTML, CSS, BOOTSTRAP, ANGULAR JS and was locally hosted in windows server (IIS). This web-application is helpful for students and institutes for acquiring the results in an easy method. The manual system of students’ educational result processing and calculating Cumulative Grade Point Average (CGPA) was found to be monotonous, mainly when carried out for a huge number of students, this setup the entire procedure time-hungry, wrong prone and systematic overall. This web-application will construct the teacher’s job shorter tough by cutting down the time and effort consuming on result construction, etc., thereby, authorizing the teacher extra time for teaching and other instructional topics. The entire result scheme will be under the dominance of the administrator and the administrator is the superior user who enjoys all advantages such as read, write and process the results. All the teacher requires to construct an account and get accepted by the admin. The benefits that are providing to apprentices are to read and accomplish their effect by providing user identifications for protected login and in the event of fresh student the recording is offered. The student can download or print his/her result. And the guest user has the privilege only to read.

Keywords: Programmed, Cumulative Grade Point Average (CGPA), result processing, admin/administration, registration, Data flow diagram (DFD)

[Cite as: Sakib, F., Parvin, S., Hossain, S., Hosen, S., and Paul, A. (2020). Augmentation of Programmed Student Result Supervision Scheme (SRSS). Diverse Journal of Computer and Information Sciences, Vol. 2, Issue 2, Pages 31-36.]

Abstract – Today we are applying technology almost every part of our life to make easy our lifestyle and also to save time. University is the place where students planting seed of success in their future life. In ordinary canteen management system, time is the biggest issue for students because in the ordinary system at first students go to canteen, then they wait for the waiter by which students can know about available food items and price also, then waiter collect order from students and after this procedure canteen authority prepare food and serve to the students. This ordinary manual system wastes valuable time of students and authority. To reduce these problems, we developed a web application CMS (Canteen Management System) by using HTML, CSS, JavaScript, Bootstrap, jQuery for Front End and PHP MySQL for Back End, also use UI kit, Google map, carousal, Time picker for Plug in purpose. In CMS, any university can manage their canteen online and the students can save their time by using the pre-order system online. They can also pay later for the food and the manager also can keep track of their sales. In CMS application authority can see the order with details divided into three stages as cocking, delivered, and cancel. They can also see a list of the existing students and their information. They will have the feature to create an account for every new student. Students can order an item for a specific date and time and they will get a notification or reminder before the food is ready to deliver. Students can pay online and offline. Existing student needs to log in to order items. The new student can register for ordering items.

Keywords: online ordering, online payment, admin panel, notification, features, system architecture, data flow diagram (DFD), work flow system

[Cite as: Rubel, R., Akter, S., Risat, S. A., Hasan, K. A., Akter, N., and Hosen, S. (2020). Design of an Electronic Pre-Ordering System for Academia. Diverse Journal of Computer and Information Sciences, Vol. 2, Issue 2, Pages 23-30.]

Abstract – This paper represents a story-based Role-Playing Game. This article outlines a virtual role-playing game where a user or gamer can do anything (which actions are loaded previously) in the virtual gaming environment There is growing attentiveness in the case of video games. The recent improvement of online, social joined video games (broadly multiplayer online role-playing games) now has created an experience for new gamers. A system in the Role-Playing Game (RPG) has some real-world scenarios that can be interconnected to the people of the real world, and some real action of life. An interactive environment in the gaming world has some characteristics that can participate in some action of the game based on the option available and in the choice of the user or gamer Developing a new 3D virtual environment by using a game engine strategy is to incorporate various multimedia data in one platform. Doing so we create the domain for a virtual reality console experience. We created this Role-Playing Game using Unity and designed graphics as well as animated the characters by using the Blender.

Keywords: role-playing game, experience, video game, game engine, interactive environment, multimedia

[Cite as: Chamok, N. X., Hossain, I., Paul, P., Labonno, I. J., and Shujon, A. R. (2020). Game-based Storytelling Using Role Playing Game and Expansion to Virtual Reality. Diverse Journal of Computer and Information Sciences, Vol. 2, Issue 2, Pages 15-22.]

Abstract – When it comes to basic rights, education is one of the most important ones. Education is necessary regardless of where you were born or where you grew up. In this era when communication is developing rapidly, it is high time to ensure that education reaches everybody’s doorstep. There is a saying ‘knowledge increase by sharing but not by saving’. And to share knowledge, book is the best thing to share. But sharing a book is not always convenient and sometimes annoying too as many of those people never return these books. This paper presents an online platform for sharing knowledge or more elaborately to share and rent books and a platform to discuss books. The motto of the proposed model is to reduce the problem of sharing the book and also to build a community of book readers. This system is a platform for anyone who has a book and is not using it right now and would like to share the books with someone who currently needs it. In this developing country, to buy a book is costly and as people normally keep the book idle after reading; so, it is better to share or sell the book to someone who may need it. So, the main theme is, ‘maximum use of the book, minimum use of money’. The proposed model uses the basis of regular social transactions and comprises them into a business model. It mainly focuses on the customer to the customer business model and creates a patronizing and adjuvant platform for both the user and providers. It depicts the challenges related to starting a new platform, identifying the right people, creating and interacting with people and developing a business model in a developing country. The proposed model is deployed on an android app by which the user will connect. Some key features are unique login, wallet system, my desk, location of a user, chatting between users, etc.

Keywords: books, android, java, firebase, chatting, location, book sharing

[Cite as: Masud, J., Masum, M. B., Tabassum, M., Farhana, T., and Chowdhury, S. (2020). The Design of an Android-Based Mobile Application for Book Sharing. Diverse Journal of Computer and Information Sciences, Vol. 2, Issue 2, Pages 10-14.]

Abstract The outbreak of COVID-19 in China through to the declaration by the World Health Organization as it being a health emergency has seen a variety of healthcare personnel at the forefront in the fight against the virus. There has been increase demand of healthcare workers to do more leading to increase workload which has the potential to increase the stress of healthcare professional thereby negating their mental health. The purpose of the study is to determine the effect of stress on the mental health of the healthcare workers and the their coping strategies in the era of COVID-19. A descriptive cross-sectional study design was used to collect data on mental health stress among the healthcare workers and their coping strategies during the era of COVID-19. Data was collected from 138 clinicians using a self-administered questionnaire. The data collected were analyzed using descriptive statistics and results presented in the form of frequency tables and percentages and figures. Findings of the work showed clinicians are aware of the causes of stress among health workers, its impacts on them and how to deal with the stress. The attitude of the staff can generally be considered to be good with good stress coping strategies that can be associated with their educational qualification, working experience and motivational levels.

Keywords: Mental Health, Coping, Strategies, Coronavirus, Nurse

[Cite as: Ani-Amponsah, M., Awuni, S. A., Empalba, M. Y., Haruna, B. F., Atanga, R., and Imoro, M. A. (2020). Mental Health Stress and Coping Strategies Among Healthcare Workers at the Bolgatanga Regional Hospital. Diverse Journal of Multidisciplinary Research, Vol. 2, Issue 6, Pages 48-60.]

AbstractThe coronavirus pandemic that engulfed the world continues to bring health care facilities and personnel including nurses to their knees. Both human and material resources are overburdened, cost of personal protective equipment have soar up amidst high demand. Nevertheless, nurses continue to play the frontline role to aid in dealing with the pandemic. This exposes them to contracting the virus therefore making it essential for nurses to acquaint themselves with high level of knowledge and prevention practices to stay safe to continue to render care to patients. The study explored the nurses’ knowledge, attitude and practices towards coronavirus prevention. A quantitative descriptive study design was adopted for the work to gather data on knowledge, attitude and practices. Data was collected from 196 nurses/midwives using a self-administered questionnaire. The data collected were analyzed using descriptive statistics and results presented in the form of frequency tables and percentages and figures. The attitude of the nurses/midwives can generally be considered to be good with good prevention practices that can be associated with their educational qualification, working experience and motivational levels. It can be concluded that the nurses and midwives had adequate knowledge regarding coronavirus (SARS-CoV 2).

Keywords: Knowledge, Attitude, Practices, Coronavirus, Nurse

[Cite as: Buertey, A., Sadick, F., Ayamba, A., Nuhu, S., Abdul-Rahaman, A., and Imoro, M. A. (2020). Knowledge Attitudes and Practices of Nurses in the Tamale Metropolis Towards Coronavirus Prevention. Diverse Journal of Multidisciplinary Research, Vol. 2, Issue 6, Pages 34-47.]

Abstract – AI (Artificial Intelligence) is one of the buzzwords in Information Technology. The real world’s object will be transformed into an intelligent object, which is the future of AI. In light of this, the present study addresses AI concepts through a systematic review of scholarly research papers, professional discussions with experts. This paper describes details about Water quality monitoring and the notification system. Moreover, this research article focuses on the basic requirements, characteristics of this device and usages in our daily life. This device has some advantage; it will notify consumers about the water quality. To notify about the water quality, this device is going to check the pH, Turbidity, Temperature and many other components of the water. However, the new researchers who are interested to do research in this field of AI for water quality monitoring, they would have some ideas from this manuscript.

Keyword: water quality monitoring, notification system, pH, turbidity, temperature sensor

[Cite as: Islam, K. K., Rabby, M. R., Islam, R., Mahfuz, T., and Swarna, N. I. (2020). Water Quality Monitoring and Notification System. Diverse Journal of Computer and Information Sciences, Vol. 2, Issue 2, Pages 5-9.]

Abstract – The beauty parlour management system is a web application. The purpose of this management system is to manage an organisation, take appointments, and sell products. Customers can see products or services and beauty tips. Customers can easily request an appointment on a particular date and time or buy products from home. Admin can see all details in brief like a total number of appointments, rejected appointment, accepted appointment, total services, today’s sales, yesterday’s sale, last seven days’ sales, total sales, and beautician information. Admin can update product or services, beauty tips, beautician information and so on. This document provides details about the entire web application requirement specification for the beauty parlour management system.

Keywords: beauty parlour, salon de beauty, beauty parlour management system, system analysis, user case diagram

Cite as: Hasan, H., Jahan, N., Akter, K., Sharna, M. A., and Ruma, R. P. (2020). Web Application for Salon De Beaute. Diverse Journal of Computer and Information Sciences, Vol. 2, Issue 2, Pages 1-4.